This essay will discuss the impact of financial market conditions on the business sector. Firstly, the essay is going to analyse what is the impact the expansion of financial markets and credit activities by banks had on financing the small, medium and large enterprises from the retail sector in the UK. Secondly, it is going to examine how the current crisis has influent the financial operations of these firms. Lastly, it will compare the small, medium and large companies’ participation in the use of the financial products and services made available in the entire period.